← Category Summary
LANGKAH 2 · CATEGORIZE
Bank statement category algorithm
Setiap transaksi Vault diisi kategori oleh 6 lapisan. Kategori itu kemudian dipetakan ke 5 elemen akaun. Balance c/f dikira ikut elemen — bukan Net (CR−DR) rata.
6 lapisan padanan
L1Bank rules — regex merchant/curated85–95%
L2Exact match — sejarah CatDict (description + direction)80–100%
L3Keyword dictionary — kekerapan perkataan CatDict60–85%
L4Fuzzy / Levenshtein terhadap CatDict75–90%
L5Fallback → UNCATEGORIZED0%
Kod: /neuralops/skills/algo/bank_statement_category/CategoryAlgo.php
Balance c/f
Contoh hidup
| Description | Category | Type | Match | Dr | Cr | Balance c/f |
|---|
| SERVICE CHARGE |
BANK CHARGE |
EXPENSE |
bank_rule · 95% |
10.00 |
0.00 |
10.00 |
| GRAB-EC PETALING JAYA MY |
FOOD AND BEVERAGE |
EXPENSE |
bank_rule · 90% |
27.90 |
0.00 |
27.90 |
| TIKTOK SHOP SELLER MY |
TIKTOK |
EXPENSE |
bank_rule · 95% |
14.78 |
0.00 |
14.78 |
| TNG-EWALLET ECOM 2-EC KL MY |
TNG |
EXPENSE |
bank_rule · 92% |
17.07 |
0.00 |
17.07 |
| DIGI-ONLINE PAYMENT SHAH ALAM MY |
UTILITIES |
EXPENSE |
bank_rule · 92% |
150.00 |
0.00 |
150.00 |
| DUITNOW(INST TRF) CR |
RECEIVED FROM MBB |
ASSET |
bank_rule · 88% |
0.00 |
300.00 |
-300.00 |
| DRAWING |
DRAWING |
EQUITY |
bank_rule · 80% |
200.00 |
0.00 |
-200.00 |
Peta kategori → 5 elemen
ASSET · 16
| Category | GL | Account |
|---|
| RECEIVED FROM MBB |
110000 |
Bank - MBB OD |
| ASSET |
150000 |
Fixed Assets |
| TR TO MBB |
110000 |
Bank - MBB OD |
| TR TO CIMB 185 |
110002 |
Bank - CIMB 185 |
| RECEIVED FROM RESERVE ACC |
110000 |
Bank - MBB OD |
| RECEIVED FROM BSN |
110005 |
Bank - BSN OD |
| TR TO BSN |
110005 |
Bank - BSN OD |
| CC |
110006 |
Bank - Credit Card |
| RECEIVED FROM CIMB 977 |
110001 |
Bank - CIMB 977 |
| PETTY CASH |
100100 |
Petty Cash |
| TR TO CIMB 997 |
110001 |
Bank - CIMB 977 |
| RECEIVED FROM CIMB 185 |
110002 |
Bank - CIMB 185 |
| TR TO RESERVE ACC |
110000 |
Bank - MBB OD |
| TR TO CIMB 923 |
110003 |
Bank - CIMB 923 OD |
| RECEIVED FROM CIMB 923 |
110003 |
Bank - CIMB 923 OD |
| FD |
150000 |
Fixed Deposit |
LIABILITY · 3
| Category | GL | Account |
|---|
| LOAN |
230000 |
Loan - Overdraft |
| PROFITDEDUCTED |
210000 |
SST Payable |
| TAX PAYABLE |
210000 |
SST Payable |
EQUITY · 4
| Category | GL | Account |
|---|
| REFUND DRAWING |
330000 |
Owner's Drawings |
| DRAWING |
330000 |
Owner's Drawings |
| OWNER EQUITY |
310000 |
Owner's Equity |
| OPENING ACC |
310001 |
Opening Balance |
EXPENSE · 38
| Category | GL | Account |
|---|
| BANK CHARGE |
623000 |
Bank Charges |
| SALARY |
600000 |
Salary & Wages |
| EPF |
601000 |
EPF Contribution |
| SOCSO |
602000 |
SOCSO Contribution |
| ZAKAT |
651001 |
Zakat Perniagaan |
| TIKTOK |
634001 |
TikTok Commission |
| FOOD AND BEVERAGE |
645002 |
Food & Beverage |
| TNG |
641000 |
TNG / eWallet |
| STATIONERY |
620001 |
Stationery |
| UPKEEP PREMISES |
612000 |
Maintenance & Repairs |
| TRAVELLING EXPENSES |
645001 |
Accommodation & Hotel |
| ACCOMODATION AND HOTEL |
645001 |
Accommodation & Hotel |
| UTILITIES |
611000 |
Utilities - Electricity |
| SHOPEE |
634002 |
Shopee Commission |
| ADS |
630000 |
Advertising & Promotion |
| DONATION |
651002 |
Charity Donation |
| GENERAL INSURANCE |
624000 |
Insurance |
| LAZADA |
634003 |
Lazada Commission |
| MEDICAL FEE |
604001 |
Medical & Dental |
| PETROL AND DIESEL |
640000 |
Petrol & Diesel |
| POSTAGE AND COURIER |
621000 |
Postage & Courier |
| PURCHASE RETURN |
560000 |
Purchase Return |
| RENTAL |
610000 |
Rental - Office/Factory |
| SEMINAR AND PROGRAM |
650000 |
Seminar & Program |
| SERVER SUBC |
625002 |
Server Subscription |
| STAFF REFRESHMENT |
604003 |
Staff Refreshment |
| STAFF REWARD |
604005 |
Staff Reward |
| STAFF TRIP |
604004 |
Staff Trip |
| TRANSPORTATION |
644000 |
Transportation |
| UPKEEP VEHICLE |
643000 |
Vehicle Maintenance |
| RSP |
500000 |
Purchases - Local |
| MERLIMAU |
520000 |
Direct Materials |
| REPAIR |
612001 |
Repairs |
| CATERING |
604006 |
Catering |
| PURCHASE |
500000 |
Purchases - Local |
| SERVER |
625001 |
Server Hosting |
| SALARY ADV |
600001 |
Salary Advance |
| BAD DEBT |
605000 |
Bad Debt Expense |
REVENUE · 13
| Category | GL | Account |
|---|
| HIBAH |
740000 |
Hibah Received |
| CONSULTATION FEE |
421000 |
Consultation Fee |
| REFUND |
432000 |
Refund from Suppliers |
| EP |
410002 |
Sales - Lazada |
| ID |
410001 |
Sales - Shopee |
| REFUNDCUST |
432000 |
Refund from Suppliers |
| TENDANG |
420001 |
Tender Income |
| SPAY |
420003 |
S-Pay Receipt |
| AFFILIATE |
420000 |
Service Income |
| COD SALE |
410004 |
Sales - COD |
| PT |
410003 |
Sales - Website |
| OTHER INCOME |
420000 |
Other Income |
| PAYMENT GATEAWAY |
420002 |
Payment Gateway |
UNCATEGORIZED · 2
| Category | GL | Account |
|---|
| TRANSFER OUT |
|
|
| RENT |
|
|