Too complex
Traditional accounting workflows require knowledge, software and discipline that many street SMEs do not yet have.
FINANCIAL INFRASTRUCTURE FOR STREET SMEs
A bank statement should be enough to begin.
AINNA NeuralOps converts everyday bank statements into structured, usable financial records—without forcing small businesses to become accountants.
Secure processing
No unnecessary storage
Confidence scoring
BANK STATEMENT RECOMPILER
Upload your bank statement PDF and get structured financial records instantly.
Supported banksMaybank, CIMB, Public Bank, OCBC, BSN & more
Zero storageYour files are deleted after processing
THE MISSING INFRASTRUCTURE
Most micro businesses are not avoiding financial statements. The process is avoiding them.
Too expensive
Professional bookkeeping and accounting fees can be disproportionate to the scale and margins of micro businesses.
Too late
Records are often prepared only when financing, tax, grants or formal reporting suddenly become necessary.
THE AINNA NEURALOPS APPROACH
The system adapts to the entrepreneur.
A detached, validation-driven workflow processes financial data through specialised parsers, smart routing and guardrails.
1Upload statement
→
2Detect bank format
→
3Parse transactions
→
4Validate balances
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5Generate records
Rule-first, AI-assisted
Deterministic parsing handles repeatable work. AI is reserved for ambiguity, exceptions and unknown formats.
Row-level confidence
Each extracted transaction can be scored and checked against reconciliation and integrity rules.
Privacy by architecture
Financial documents are processed through controlled stages with minimal retention and restricted exposure.
Lower operating cost
Smart routing and segmentation reduce unnecessary model usage, GPU demand and token consumption.
NEURALOPS ARCHITECTURE
Detached systems, smart routing and deterministic validation.
Detached Systems
Bank statement parsers, reconciliation engines and financial generators run as independent, rule-based services. Each operates without continuous AI involvement deterministic logic handles format detection, balance validation and statement generation. AI is called only when ambiguity or unknown formats are encountered.
Smart Routing
Every financial task is classified by type, complexity and risk. Routine transactions go directly to deterministic parsers. Ambiguous entries are routed to AI for interpretation. High-risk reconciliations trigger human review. This tiered approach reduces token consumption by over 60% while maintaining accuracy.
Rule-First Validation
Balance checks, duplicate detection, gap analysis and integrity scoring are enforced by fixed rules not AI. Every transaction row receives a confidence score based on deterministic criteria. AI summarises findings but never alters financial data.
Human Approval Gate
No financial statement is finalised without human review. Detached systems prepare structured records and highlight exceptions. The entrepreneur or accountant reviews, approves or rejects before the statement is considered complete.
AI SERVICES
Powering financial intelligence at the edge.
Bank Statement Parser
Multi-bank format detection & deterministic extraction. Supports Maybank, CIMB, Public Bank, RHB, Hong Leong & more.
Try ParserReconciliation Engine
Automated balance validation, duplicate detection, gap analysis & integrity scoring per transaction row.
Test ReconciliationFinancial Statement Generator
P&L, Balance Sheet, Cash Flow from parsed data. MIA-compliant templates with confidence annotations.
Generate StatementECONOMIC IMPACT
Better records create more bankable businesses.
Own structured records and understand business performance.
Receive clearer information for credit assessment and financing readiness.
Improve programme participation, tax visibility and policy data quality.
Reduce the cost of bringing informal businesses into the formal economy.
“If an SME has a bank statement, that SME should have the opportunity to own its financial statements.”
AINNA NeuralOps by Masli
BUILDING THE INFRASTRUCTURE